New loan program from OTP Bank
15.10.2025

New loan program from OTP Bank

KSM-GROUP together with OTP Bank launched an innovative unsecured loan program "New Building" for investors in primary real estate. This is a unique opportunity to purchase an apartment, commercial premises or parking space without collateral and with minimal formalities.


Main conditions:

• loan amount — up to 1,900,000 UAH (including all fees)

• borrower's age — from 23 to 69 years

• term — from 24 to 84 months, with the possibility of early repayment

• rate — 19.99% per annum + 1.99% one-time fee

• life insurance — 1.5% only for the first year

• real annual rate — from 22.76% to 24.53%

• down payment from 20%

More details: program conditions on the bank's website


Advantages that distinguish the program:

• No collateral — no additional burdens

• Quick decision — within 2–3 hours

• Application submission and preliminary decision without a visit to the bank branch

• Fixing the price per m² today, without being tied to the exchange rate

• Possibility of financing both construction and finished real estate (including commercial and non-residential)


The program is valid in all KSM-GROUP residential complexes:

– Crystal Springs Residential Complex

– Feofania City Residential Complex

– Avenue 42 Residential Complex


✨ Choose your home, apply online — and get a decision in a few hours.

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